Savings & Loan Rates
All savings and loan rates are subject to change without notice. To apply for a loan, please fill out the PDF application and take it to your local branch.
Effective 09/1/2023
*As low as
| Savings rates | ||
| Account | APY* | |
| Share | 0.05% | |
| Christmas Club | 0.02% | |
| Vacation Club | 0.02% | |
| Special Savings Account | 0.02% | |
| IRA Accumulation Fund | 0.04% | |
| Money Fund | 0.10% | |
| 1 Years IRA/ROTH | 3.00% | |
| 2 Year IRA/ROTH | 2.50% | |
| 3 Year IRA/ROTH | 2.50% | |
| 6 Month Share Certificate Special** | 4.00% | |
| 1 Year Share Certificate | 3.00% | |
| 2 Year Share Certificate | 2.50% | |
| 3 Year Share Certificate | 2.50% | |
**Annual Percentage Yield (APY) refers to how much interest you earn on savings and takes compound interest into account
Effective 09/1/2023
*As low as
| new vehicle rate. | ||
| Loan Term | APR* | |
| 2 Years | 5.00% | |
| 3 Years | 5.00% | |
| 4 Years | 5.00% | |
| 5 Years | 5.00% | |
| 6 Years | 5.00% | |
| 7 Years | 5.25% | |
Effective 09/1/2023
*As low as
| used vehicle rate - Under 6 Years | ||
| Loan Term | APR* | |
| 2 Years | 5.00% | |
| 3 Years | 5.00% | |
| 4 Years | 5.00% | |
| 5 Years | 5.25% | |
| 6 Years | 5.25% | |
| 7 Years | 5.50% | |
| used vehicle rate - 6 Years and Older | ||
| 2 Years | 5.00% | |
| 3 Years | 5.00% | |
| 4 Years | 5.00% | |
| 5 Years | 5.25% | |
| 6 Years | 5.25% | |
| 7 Years | 5.50% | |
Effective 09/1/2023
*As low as
| antique/classic vehicle rate | ||
| Loan Term | APR* | |
| 3 Years | 5.00% | |
| 4 Years | 5.75% | |
| 5 Years | 5.75% | |
Effective 09/1/2023
*As low as
| Motorcycles, RVs, Boats, Campers & Motorhomes | ||
| Loan Term | APR* | |
| 3 Years | 5.00% | |
| 4 Years | 5.00% | |
| 5 Years | 5.00% | |
| 6 Years | 5.25% | |
| 7 Years | 5.50% | |
| 8 Years | 5.75% | |
| 9 Years | 6.00% | |
6-Years loans must be over $10,000.00
7 to 9-Years loans must be over $30,000.00
Effective 09/1/2023
*As low as
| Consumer loans | ||
| Loan Type | Loan Term (Up to 5 Yearss) | APR* |
| Signature Special | 30 Months | 9.75% |
| Signature Special | 60 Months | 9.75% |
| Share | $5,000-$75,000 | 2.05% |
Lowest starting rates for qualified borrowers.
APY = Annual Percentage Yield
APR = Annual Percentage Rate
Minimum balance required to obtain the Annual Percentage Yield varies based on rates.
Minimum opening deposit required for savings accounts is $25.00.
| home equity | ||
| Fees may apply. Contact the Credit Union for current rates. | ||