Elliott Federal Credit Union

Rates

All Savings and Loan rates are subject to change

Savings Rates

Account	APY	APR
Share	.30%	.30%
Christmas Club	.50%	.50%
Vacation Club	.50%	.50%
Special Savings Acct.	.30%	.30%
IRA Accumulation Acct.	.50%	.50%
Money Fund	0.75%	0.75%
6 Month CD	0.90%	0.90%
1 yr IRA/ROTH	1.21%	1.20%
2 yr IRA/ROTH	1.51%	1.50%
3 yr IRA/ROTH	1.82%	1.80%
1 yr CD	1.21%	1.20%
2 yr CD	1.51%	1.50%
3 yr CD	1.82%	1.80%

New Vehicle Loans

Used Cars 2008/2007

*Rates as low as

Loan Term	APR*
3 Years	5.25%
4 Years	5.6%
5 Years	6.0%
6 Years	6.4%
7 Years	6.9%

Loan Term	APR*
3 Years	5.8%
4 Years	6.2%
5 Years	6.6%
6 Years	7.0%
7 Years	7.4%

Used Cars 2007 and Older

Antique/Classic Car Loans

*Rates as low as

Loan Term	APR*
3 Years	6.3%
4 Years	6.7%
5 Years	7.1%
6 Years	7.6%
7 Years	8.2%

Loan Term	APR*
3 Years	7.0%
4 Years	7.5%
5 Years	8.0%

Motorcycle/RV's/Boats/Campers

Home Equity

*Rates as low as

Loan Term	APR*
3 Years	6.5%
4 Years	7.0%
5 Years	7.5%
6 Years	8.0%
7 - 9 Years	9.5%

Loan Term	APR*
1 - 5 Years	5.0% - no fee
6 - 10 Years	6.0% - no fee
11 - 15 Years	7.0% - no fee
16 - 20 Years	8.0% - no fee

Manufactured/Mobile Homes

Consumer Loan Rates

*Rates as low as

Loan Term	Loan Amount	APR*
1 - 5 Years	$5,000 - $75,000	7.8%
6 - 10 Years	$5,000 - $75,000	8.8%
11 - 15 Years	$5,000 - $75,000	9.3%

Loan Type	Loan Term	Maximum Amount	APR*
Signature	30 Months	-	10.9%
Signature	60 Months	-	11.9%
Share			3.35%

Student Loans

Major Purchase (lawn tractors, etc.)

*Rates as low as

N/A

LoanTerm	APR
2 Years	8.0%
3 Year	8.5%
4 Year	9.0%

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